Dread Disease Cover / Critical Illness / Trauma Cover

Take a look at some frightening statistics:

• In South Africa, 1 in 3 men and 1 in 4 women will suffer a stroke or heart attack before the age of 60
• 1 in 6 men and 1 in 7 women will develop cancer during their lives
• Alzheimer’s disease primarily affects older people, developing in only 1 person in 1 000 before the age of 65.  From age 65 your chances rise sharply to 1 person in 20, and by age 80, your risk will increase to 1 in 5

Ambiton has suitable solutions to ensure you can maintain your  living standards in the faceof these challenges.

Your health and ability to earn an income are your biggest assets – and that is why you need to insure them, just as you would insure anything else of great value.  By taking out dread disease cover now, while you are still healthy and insurable, you will avoid being trapped financially by life’s unforeseen events. 

You may consider yourself reasonably well protected against medical costs associated with a critical illness (such as cancer or a stroke) or a trauma-related event (such a heart attack or head injuries). But have you considered the associated financial costs of such an event? 

On average, medical bills only account for one-third of the expenses you are likely to incur as a result of a severe illness.  The indirect expenses include loss of income, modifications to your house and your car, alternative medicines or treatments, the cost of hiring a caregiver, rehabilitation therapy and even reconstructive surgery and prosthetics.

Critical illness insurance is designed to ease the financial pressures by paying a tax-free lump sum if you become seriously ill or totally disabled.